GDPR is just the start. The European Accessibility Act (EAA) took effect June 2025. The EU AI Act phases through 2026 for any product with LLM features. Comply Code audits all of it from a single URL.
EU SaaS in 2026 faces a stacking regulatory load: GDPR (Art. 6 consent + Art. 32 security), ePrivacy Directive (Art. 5(3) on non-essential tracking), the European Accessibility Act (in force June 2025, applies to consumer-facing digital products with €2M+ revenue or 10+ employees), and the EU AI Act (Art. 50 transparency obligations for AI features, applicable from Aug 2026 for general-purpose AI). Most vibe-coded EU SaaS has gaps in at least three of those four.
The biggest enforcement risk isn't a single big fine — it's the DPA (Data Protection Authority) sweep. Across 2025, DPAs in France, Italy, Spain, and Germany sent thousands of advisory letters to small SaaS operators about pre-consent tracking. The follow-up — escalation to formal investigation — is what gets expensive.
The European Accessibility Act enforcement window opened in June 2025 — member states are still ramping up sweeps but the legal exposure exists now. Earlier triage is cheaper than later remediation.
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